Shopify Payouts Decoder

Effective processing rate — fees on charges ÷ gross charges this month, from the transactions export — against the quoted rate at your actual order size.

$14one-time · VAT included · no subscription

Free files

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✓Download page opens right after payment + links by e-mail. No account.

✓Excel 2016+ / Microsoft 365 · Google Sheets (upload to Drive)

✓Light + Dark · USD GBP EUR AUD CAD INR · PLN pricing — every edition in one download

✓Free updates forever · 14-day refund

Part of Q4 Seller Pack (7 files, $79) — and of the Complete Collection (119 files, $99).

The ritual page

What the file tells you

2.9% + 30¢ is the quote; the transactions export is the truth. Paste it and see the effective rate at your real order size, every refund with the fee Shopify kept, every chargeback against the network threshold, and how long money takes to reach the bank.

01 · verdictFees — effective rate vs the quote at your order size, Amex share

02 · verdictRefunds & disputes — chargeback rate vs the network threshold, refund rate

03 · verdictCash — what is pending, what was paid out, days from charge to bank

Sheets in the workbook

✓Report · effective rate, three verdicts, six months, three tasks

✓Paste · the Shopify Payments transactions export in its column order; every line flagged

✓Months · twelve months of gross, fees, rate, refunds, chargebacks, net, payouts

✓Settings · the rate you were quoted and the limits you tolerate

How it works

1Set the quote — rate, fixed fee, chargeback and refund limits, expected days to payout — once

2Paste the export — Finances → Payouts → Transactions → Export → paste the rows

3Open Report — effective rate, three verdicts, three tasks — ten minutes a month

Who it is for

Shopify store owners who reconcile payouts by hoping.

Dark edition included

Do I need Excel?

Excel 2016+ or Microsoft 365. Or upload the .xlsx to Google Drive — it opens in Sheets with formulas and charts intact.

Can I pay with BLIK?

Yes — BLIK, Przelewy24, any card, Apple Pay, Google Pay and PayPal. Prices in PLN, EUR, USD or GBP; the currency switch is at the top.

Invoice for my company?

Tick “I’m purchasing as a business” at checkout and enter your NIP / VAT ID. The invoice arrives with the download e-mail.

What if it isn’t for me?

14-day refund, no questions. One e-mail to [email protected].

Pairs well with

More Sellers files →