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The Graduate Kit
A gift for someone starting out: a personal-finance starter with a monthly ritual, a job-search pipeline with a Sunday review, a student-style budget for the first flat, an exam-prep countdown for the first certification, and savings challenges for the first emergency fund. Five files that replace the advice nobody listens to.
$35$57 bought separately
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✓Every file, every edition (light, dark, currencies, languages) on one download page + by e-mail
✓Excel 2016+ / Microsoft 365 / Google Sheets
✓14-day refund · no subscription
Who it is for. Parents, godparents and friends of a new graduate — or the graduate.
